How to Write Check Amount in Words With Cents

Bank Templates

How to Write Cents of a Check

Here is a simple and short guide about how to write cents of a check.

Guide About How to Write Check Amount in Words With Cents

When writing a check, it’s important to correctly write out the amount in both numerical and word form, including any cents. This ensures that the check is clear and cannot be altered. Here’s how to write out check amounts with cents properly:

Step-by-Step Instructions:

1. Date

  • Write the date in the top right corner of the check in the format MM/DD/YYYY or spell out the month (e.g., July 1, 2024).

2. Payee’s Name

  • On the line labeled “Pay to the Order of,” write the full name of the person or business you’re paying.

3. Amount in Numbers

  • In the small box to the right of the payee’s name, write the amount in numerical form, including cents. For example, for $250.75, write “250.75”.

4. Amount in Words

  • On the line below the payee’s name, write out the dollar amount in words, followed by the cents expressed as a fraction over 100.
  • Example: For $250.75, write “Two Hundred Fifty and 75/100”.
  • Always begin the amount in words at the start of the line, and fill any remaining space with a line to prevent alterations.

5. Memo Line (Optional)

  • Use the memo line in the lower left corner to note the purpose of the check (e.g., “Electric Bill” or “Tuition Payment”).

6. Signature

  • Sign the check on the signature line at the bottom right. This authorizes the bank to process the check.

Example Check Filled Out with Cents

Example:

  • Date: July 1, 2024
  • Payee: John Doe
  • Amount in Numbers: 250.75
  • Amount in Words: Two Hundred Fifty and 75/100
  • Memo: Utility Bill
  • Signature: [Your Signature]

Tips:

  • Ensure Clarity: Write legibly to avoid misunderstandings.
  • Avoid Alterations: Use lines or dashes to fill in any remaining space on the line after writing the amount in words.
  • Check Consistency: Double-check that the numerical and written amounts match exactly.

Following these steps will help ensure that your check is correctly filled out and valid for banking purposes.

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